Credit Card

Get 0% for 12 months for any balance transfers you make within the first 90 days from account opening (plus a 3% handling fee), and 0% on card purchases for 3 months² from the date your account is opened. Typical rate 15.9% APR (variable).

Check out the great benefits

24-hour access to your account online or via the phone
Up to 50 days interest free on card purchases³
Withdraw up to £250 a day from over 1 million ATMs in most countries throughout the world⁴
Accepted in over 20 million retail outlets in most countries throughout the world

Apply now

See how much you could save⁵

Credit cards	Monthly Interest Rate	Outstanding Balance £3,000
Alliance & Leicester Credit Card	0.000%	£90 Balance Transfer fee
HSBC Bank Credit Card MasterCard	1.313%	£473
Halifax All In One MasterCard	1.240%	£446
Barclaycard Breathe MasterCard	1.167%	£420
You could save up to⁵		£383

Competitor rates source: Moneyfacts.co.uk - the money search engine 18.02.09

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²For full details of how we will allocate your repayments, particularly when promotional offers have the same rate, please see paragraph 2f of the terms and conditions. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.

³Provided you pay your statement balance in full and on time each month.

⁴For up-to-date information or advice on using your credit card worldwide or to withdraw cash, you can contact us 24 hours a day on Freephone 08000 688 638.

⁵This table shows interest savings you could make over 12 months if you transfer a balance to an Alliance & Leicester Credit Card account at a promotional rate of 0.0% p.a. with a fee of 3%. So that you can make a fair comparison we've had to make the following assumptions: the average balance of all examples remains the same over 12 months; you only hold one of the cards referred to and you aren't benefiting from any other promotional offer; you make the minimum payment each month but not by direct debit and you aren't a student. All figures are for illustration purposes only as our competitors may have different ways of calculating and applying interest. You can't transfer balances from another Alliance & Leicester or MBNA account. If your balance transfer is used to settle other cards or loans your monthly payment may be lower, however your loan providers may charge you for early settlement of any loan.

All information about our competitors was correct as at 18.02.09. Competitor Rates Source: Moneyfacts.co.uk - the money search engine.

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You can transfer a balance, for any amount, as long as you stay within your credit limit. Please remember to include handling fees, interest and payment protection cover premiums (if applicable) when working out how much you have available to spend. As a guide, you may be able to take advantage of up to 95% of the credit available on your account.

The Alliance & Leicester Credit Card is issued by MBNA Europe Bank Limited,
Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another Alliance & Leicester or MBNA Credit Card account. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.

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