Credit Cards

Choose a Credit Card
that suits you

A great off for existing customers. 0% on balance transfers for 12 months and 0% balance transfer fee (usually 3%). Typical 18.9% APR (variable). Find out more.

Santander Zero Credit Card

0% foreign exchange fee
0% cash advance fee¹
£0 annual fee
0% for 3 months on purchases from date of
account opening
0% for 12 months on balance transfers from date
of account opening. 3% balance transfer fee applies (minimum £5)²
Typical 18.9% APR (variable)

Apply online

Santander Credit Card

0% for 15 months on balance transfers from date
of account opening. 3% fee applies (minimum £5)²
0% for 3 months on purchases from date of
account opening
No annual fee
2.95% foreign exchange fee
Typical 15.9% APR (variable)

Apply online

A great offer for existing customers³

0% on balance transfers for 12 months from date of account opening and 0% balance transfer fee (usually 3%).

Santander Zero, the only credit card in the UK that charges you zero usage fees whenever you use it. Plus, if you have a current account or mortgage with Santander UK plc or Alliance & Leicester plc there’s 0% interest to pay on balance transfers² for 12 months and a 0% balance transfer fee².
Typical 18.9% APR (variable)

Find out more

¹ Please note that whilst we will not charge you a fee for withdrawing cash, and most ATMs are free to use, there are some ATM operators who will charge you a fee for using their cash machine. You will normally be asked to accept any fee before completing your cash withdrawal. Cash transactions charged at the standard rate of 27.9% APR. Interest charged on all cash transactions from date of transaction.

² You cannot transfer balances from other Santander Group accounts (including cahoot). The 0% balance transfer fee is available if you have a current account or a mortgage with Alliance & Leicester plc or Santander UK plc. If you haven’t you can still benefit from 0% interest on balance transfers for 12 months, with an initial 3% (minimum £5) transfer fee applied.

³Offer applies to customers who have a current account or mortgage with Santander UK plc or Alliance & Leicester plc.

Santander Cards Limited. Registered Office: 2 Triton Square, Regent's Place, London NW1 3AN, United Kingdom. Registered Number 3932752. Registered in England. www.santandercards.co.uk. Santander Cards Limited is an Appointed Representative of Santander UK plc, which is authorised and regulated by the Financial Services Authority except in respect of its consumer credit products for which Santander UK plc is licensed and regulated by the Office of Fair Trading. FSA registration number 106054. Santander and the flame logo are registered trademarks. Credit is available subject to status, only to UK residents aged 18 or over.

The Lending Code sets standards for the way banks and building societies conduct business with their borrowing customers. We subscribe to the Lending Code. Click here for more information on the Lending Code.