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Santander Credit Card

0% for 13 months on balance transfers
from account opening1

Santander Credit Card.

Money-saving ideas from Santander

The Santander Credit Card is full of money-saving benefits. It’s easy to apply, and you can manage your Santander Credit Card online, in your local branch or over the phone.

  • 0% for 13 months on balance transfers from account opening1
    When you transfer balances from your other credit cards to your Santander Credit Card, you’ll pay 0% for 15 months from the date of account opening (3% handling fee applies (minimum £5))
  • 0% for 3 months on all your purchases from account opening
    You'll enjoy 0% on everything you buy when you use your Card in the first three months that your account is open - perfect for spreading the cost of major purchases. After that, you'll be on our competitive rate of only 16.9% APR typical (variable)
  • No annual fee
    While some other cards may charge an annual fee, Santander doesn’t
  • Up to 56 days interest free credit
    Benefit from up to 56 days’ interest free credit when you pay your balance in full and on time each month
  • Typical 16.9% APR (variable)

See how we compare

The amount you transfer to Santander £1,000 £3,000 £5,000
Credit Card Typical APR The amount you could save
Sainsbury’s Finance MasterCard 15.9% £120 £363 £605
Halifax Plus MasterCard 16.9% £129 £390 £652
Tesco Bank ClubCard MasterCard 16.9% £129 £390 £652
Barclaycard Classic 19.9% £157 £474 £790

The table shows interest savings you could make over 13 months by making a balance transfer to the Santander Credit Card Account at the promotional rate of 0% a year from the date you open the account. We have assumed that you make the minimum payment each month, a 3% balance transfer fee has been charged and that other than the Santander Credit Card, you are not in an initial or other promotional period. Source of competitors APRs: Moneyfacts.co.uk – the money search engine, 30 April 2010.

Card security

Enjoy complete confidence when you make purchases, knowing that your new Santander Credit Card comes with:

  • The latest chip and PIN technology to help protect you from someone trying to use your Card
  • Protection against internet fraud if your Card is used online without your knowledge
  • Protection against unauthorised use so you won’t be held financially responsible if your Card is used without your (or your additional cardholder’s) knowledge

1The smallest amount you can transfer is £100. The total amount of balances you can transfer cannot be more than 95% of your credit limit. If the total transfer you want to make is above your available credit limit, we may allow you to transfer part of this amount. You cannot transfer balances from other Santander Group accounts (including cahoot).

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