Credit Card

The Santander Credit Card is full of money-saving benefits. It’s easy to apply, and you can manage your Santander Credit Card online, in your local branch or over the phone.

• 0% for 13 months on balance transfers from account opening¹
  When you transfer balances from your other credit cards to your Santander Credit Card, you’ll pay 0% for 15 months from the date of account opening (3% handling fee applies (minimum £5))
• 0% for 3 months on all your purchases from account opening
  You'll enjoy 0% on everything you buy when you use your Card in the first three months that your account is open - perfect for spreading the cost of major purchases. After that, you'll be on our competitive rate of only 16.9% APR typical (variable)
• No annual fee
  While some other cards may charge an annual fee, Santander doesn’t
• Up to 56 days interest free credit
  Benefit from up to 56 days’ interest free credit when you pay your balance in full and on time each month
• Typical 16.9% APR (variable)

See how we compare

The table shows interest savings you could make over 13 months by making a balance transfer to the Santander Credit Card Account at the promotional rate of 0% a year from the date you open the account. We have assumed that you make the minimum payment each month, a 3% balance transfer fee has been charged and that other than the Santander Credit Card, you are not in an initial or other promotional period. Source of competitors APRs: Moneyfacts.co.uk – the money search engine, 30 April 2010.

Card security

Enjoy complete confidence when you make purchases, knowing that your new Santander Credit Card comes with:

• The latest chip and PIN technology to help protect you from someone trying to use your Card
• Protection against internet fraud if your Card is used online without your knowledge
• Protection against unauthorised use so you won’t be held financially responsible if your Card is used without your (or your additional cardholder’s) knowledge