Credit Card

Santander Zero Credit Card

0% balance transfer fee for
our existing customers³

You've got zero to lose

Santander Zero is the only card in the UK that charges you zero usage fees whenever you use it. Including 0% interest to pay on balance transfers² and purchases for 6 months from date of account opening and a 0% balance transfer fee³ for any transfers made in the first 3 months.

Exclusive to our current account and mortgage customers. Don't have an Alliance & Leicester current Account.
Take advantage of this exclusive offer by opening one of our Current Accounts

How to apply?
I am an existing Internet Banking customer.	Log on to Internet banking and click on the Credit Card link where you see Apply Online.	Log in to apply
I am an existing customer but not registered for Internet Banking.	Click on the link and follow the instructions to register	Register
I am an existing Santander Group customer	Visit any branch of Santander, Alliance & Leicester or call us today	0800 389 9905
Don’t have an Alliance & Leicester current account.	Take advantage of this offer by opening one of our current accounts online	Current Accounts

0% balance transfer fee
While some cards might charge you to transfer your balance, with the Santander Zero it could cost you nothing as an existing customer (See Note 3 below). So on a typical transfer of £3,000, you could save up to £90.
0% for 6 months on balance transfers from date of account opening
To get you started with the new Santander Zero credit card, you’ll pay 0% interest for 6 months from date of account opening, when you transfer balances from your other credit and store cards (See Note 2 below).
0% foreign exchange fee
If you’re travelling abroad, using your Santander Zero card is a great option. Use it while you’re away to pay for everything from coffee and croissants, to sightseeing trips and take comfort in paying no additional fees.
0% cash advance fee
It’s reassuring to know that if you ever unexpectedly need cash from an ATM, you’ll pay zero fees for cash withdrawals (See Note 1 below).
0% for 6 months on purchases from date of account opening
And to help you spread the costs of major purchases, Santander Zero gives you 0% on all purchases you make in the first 6 months from date of account opening. Perfect if you’re thinking about booking a holiday. After that you’ll pay our standard interest rate of 18.9% APR typical (variable).
Typical 18.9% APR (variable).

¹ Some independent cash machine providers may charge a fee for cash withdrawals. We charge interest on cash withdrawals at a standard rate of 27.9% APR. We charge interest on all cash withdrawals from the date the amount withdrawn is added to your account balance.

² The smallest amount you can transfer is £100. The total amount of balances you can transfer cannot be more than 95% of your credit limit. If the total transfer you want to make is above your available credit limit, we may allow you to transfer part of this amount. You cannot transfer balances from other Santander Group accounts (including cahoot).

³ The no balance transfer fee offer is available for the first three months after opening the account if you have a current account, mortgage or investment product with Santander UK plc or Alliance & Leicester plc at the point of applying for the account