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Santander Zero Credit Card

0% balance transfer fee for
our existing customers3

Santander Zero Credit Card. The only card in the UK that charges you zero usage fees. Typical 18.9% APR (varible).

You've got zero to lose

Now with Santander Zero, we’re giving our existing customers 0% fee on balance transfers3.



How to apply?
I am an existing Internet Banking customer. Log on to Internet banking and click on the Credit Card link where you see Apply Online. Log in to apply
I am an existing customer but not registered for Internet Banking. Click on the link and follow the instructions to register Register
I am an existing Santander Group customer Visit any branch of Santander, Alliance & Leicester or call us today 0800 389 9905
Don’t have an Alliance & Leicester current account. Take advantage of this offer by opening one of our current accounts online Current Accounts
  • 0% balance transfer fee
    While some cards might charge you to transfer your balance, with the Santander Zero it could cost you nothing as an existing customer (See Note 3 below). So on a typical transfer of £3,000, you could save up to £90.

  • 0% for 12 months on balance transfers from date of account opening
    To get you started with the new Santander Zero credit card, you’ll pay 0% interest for 12 months from date of account opening, when you transfer balances from your other credit and store cards (See Note 1 below).

  • 0% foreign exchange fee
    If you’re travelling abroad, using your Santander Zero card is a great option. Use it while you’re away to pay for everything from coffee and croissants, to sightseeing trips and take comfort in paying no additional fees.

  • 0% cash advance fee
    It’s reassuring to know that if you ever unexpectedly need cash from an ATM, you’ll pay zero fees for cash withdrawals (See Note 2 below).

  • 0% for 3 months on purchases from date of account opening
    And to help you spread the costs of major purchases, Santander Zero gives you 0% on all purchases you make in the first 3 months from date of account opening. Perfect if you’re thinking about booking a holiday. After that you’ll pay our standard interest rate of 18.9% APR typical (variable).

  • Typical 18.9% APR (variable).


1 You cannot transfer balances from other Santander accounts (including cahoot)
2 Please note that whilst we will not charge you a fee for withdrawing cash, and most ATMs are free to use, there are some ATM operators who will charge you a fee for using their cash machine. You will normally be asked to accept any fee before completing your cash withdrawal. Cash transactions charged at the standard rate of 27.9% APR. Interest charged on all cash transactions from date of transaction.
3 The 0% balance transfer fee is available if you have a current account or mortgage with Santander UK plc or Alliance & Leicester plc. If you haven’t you can still benefit from 0% interest for 12 months, with an initial 3% (minimum £5) transfer fee applied.

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