Credit Card

Santander Zero Credit Card

Zero usage fees
to save you money

The ideal credit card for home and abroad.....

Apply for Santander Zero today, the Santander Zero Credit Card is simple and straightforward. With zero usage fees in the UK and abroad, you'll be saving every time you spend.

0% foreign exchange fee
If you’re travelling abroad, using your Santander Zero card is a great option. Use it while you’re away to pay for everything from coffee and croissants, to sightseeing trips and take comfort in paying no additional fees.
0% cash advance fee
It’s reassuring to know that if you ever unexpectedly need cash from an ATM, you’ll pay zero fees for cash withdrawals¹
0% for 3 months on purchases from date of account opening
And to help you spread the cost of major purchases, Santander Zero gives you 0% on all purchases you make in the first 3 months from date of account opening. Perfect if you’re thinking about booking a holiday. After that you’ll pay our standard interest rate of 18.9% APR typical (variable).
0% for 12 months on balance transfers from date of account opening. 3% balance transfer fee applies (minimum £5) ²
To get you started with the new Santander Zero credit card, you’ll pay 0% interest for 12 months from date of account opening, when you transfer balances from your other credit and store cards.
Typical 18.9% APR (variable)

Apply online

¹ Please note that whilst we will not charge you a fee for withdrawing cash, and most ATMs are free to use, there are some ATM operators who will charge you a fee for using their cash machine. You will normally be asked to accept any fee before completing your cash withdrawal. Cash transactions charged at the standard rate of 27.9% APR. Interest charged on all cash transactions from date of transaction.

² You cannot transfer balances from other Santander Group accounts (including cahoot).

Santander Cards Limited. Registered Office: 2 Triton Square, Regent's Place, London NW1 3AN, United Kingdom. Registered Number 3932752. Registered in England. www.santander.co.uk. Santander Cards Limited is an Appointed Representative of Santander UK plc, which is authorised and regulated by the Financial Services Authority except in respect of its consumer credit products for which Santander UK plc is licensed and regulated by the Office of Fair Trading. FSA registration number 106054. Santander and the flame logo are registered trademarks. Credit is available subject to status, only to UK residents aged 18 or over.

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