Current accounts

Our Premier current account range

Whatever your banking needs, our bank accounts are both flexible and rewarding.

A current account with high interest. Premier Direct Current Account 6% AER (fixed) for 1 year on balances up to £2,500. 0.10% AER (variable) on balances over £2,500.

Premier Direct Current Account

A current account with high interest.
  • Earn 6% AER (fixed for one year) on balances up to £2,500. After one year, 1% AER (variable) applies. Balances over £2,500 earn 0.10% AER (variable).
  • 0% EAR typical overdraft. No usage fees on agreed overdrafts for 12 months from when you open the account (new customers only). A usage fee of 50p a day (up to £5 a month) applies after that. Maximum overdraft limit is £2,000.
  • You must be over 21. You’ll need to pay at least £500 every month into your bank account (or fees may apply). You need an e-mail address and access to the internet.

Premier Current Account

A great bank account with added benefits for no monthly fee.
  • 0% EAR typical overdraft. No usage fees on arranged overdrafts for 12 months from when you open the account (new customers only). A usage fee of 50p a day (up to £5 a month) applies after that. Maximum overdraft limit is £2,000.
  • Free annual multi-trip European travel insurance worth up to £60 (upper age limit of 65 applies).
  • You must be over 21. You’ll need to pay at least £500 every month into your bank account (or fees may apply).

Premier 50 Current Account

A bank account exclusively for the over 50s with a great rate and extra benefits.
  • Earn 6% AER (fixed for one year) on balances up to £2,500. After one year, 1% AER (variable) applies. Balances over £2,500 earn 0.10% AER (variable).
  • Monthly account fee half price for 3 months. Limited offer available until 13 December 2009. Normal monthly account fee £10. (See note 1 below).
  • Benefits include annual worldwide travel insurance up to age 79, exclusive health benefits, identity protection, help with lost cards and a PlusSaver account linked to your bank account.
  • If you already have a current account with us, it is easy to upgrade to a Premier 50 Current Account online.

Premier 21 Current Account

Get a market-leading rate just by managing your bank account online.
  • Earn 5% AER (fixed for one year) on balances up to £1,000. After one year, 1% AER (variable) applies. Balances over £1,000 earn 0.10% AER (variable).
  • Get a Visa debit card making it easy to shop online and in the high street.
  • You must be aged between 16 and 20. You need an e-mail address and access to the internet.
  • Visit prem21.co.uk to find out what happened at our Celebrity Master Classes.



1The account must be open for 3 months to qualify for the offer. £15 will be paid into your account within the 4th month after opening the account.

Important Information

†Our phone lines are open from Monday to Friday between 8am and 9pm and Saturday 8am to 6pm. Calls are free from UK landlines, but calls from a mobile phone may be different.
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