Premium Current Account


A current account with all the features you would expect from a bank account PLUS over £900 worth of added features every year, a high interest rate AND £100 cashback when you switch to us!

Get £100 cashback when you switch to an eligible Current Account using our Account Transfer Service. Switch today.

Get great benefits with our current accounts

Premium Current Account comes with £900 worth of benefits each year. The table below shows you how we work this value out.

Don’t forget we currently have a special offer that means you get £100 cashback when you open a new account and switch to us!

Banking benefits Annual Benefit value (£) Value based on:
£500 interest free overdraft £64.50 £500 0% overdraft for 12 months, compared to an overdraft rate of typical 12.9% EAR (variable).
Commission-free travel money £5.00 The commission-free travel money £5 value is based on the cost of sending one travel money order by Royal Mail Special Delivery next-day service charge, assuming one travel money order each year. The figures are provided for illustration purposes, actual savings will depend on your individual savings. The information was correct on 4 February 2010. Minimum order £300.
Insurance and security* AnnualRetail value (£)  
Worldwide family travel insurance £179.67 The price of an annual worldwide family travel insurance policy from Dogtag up to age 65. Maximum trip length 62 days.
Health Benefits up to age 79 Unique benefit – therefore equivalent price not available Access to up to two private out-patient specialist consultations a year and cover for up to £750 of out-patient diagnostic tests and surgical procedures a year for both the account holder and joint accountholder.
Green Flag motoring assistance (UK ) £61 The nearest equivalent level of GreenFlag breakdown cover, Recovery Plus at £61 a year.
Identity Protection £69.99 The price of an annual Identity Protection policy from CPP.
Key Protection £20.35 The nearest equivalent policy offered by Keycare, providing up to £300 of cover. The level of cover, up to £500, offered on Key Protection applies only to Santander.
Card loss assistance £17.99 The price of a yearly card protection policy from CPP.
Mobile phone insurance £107.88 The price on a yearly Phonesafe policy from CPP
Will-writing £100 The price of buying a ‘Comprehensive will for a married person or civil partner, including review and approval’ package online from desktoplawyer.co.uk
Legal advice n/a Does not apply
Holiday & retail benefits Annual Retail value (£)  
Airport Angel £137.00 The price of Airport Angel’s Premium Membership at £65, and four airport lounge passes at £15 each, and £12 of air text service credits.
Concierge £150.00 A single membership and assuming 3 requests made per year each not taking more than 1 hour

*There are exclusions which apply to some of these products.

For more detailed information on Premium Current Account benefits please click here





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