Premier 21 Current Account


Get a great interest rate just by managing your account online.

Open our Premier Direct Current Account and you could win a VIP trip to Italy and tickets to the 2010 ITALIAN FORMULA 1 GRAND PRIX*. Find out more.

Get great benefits with our current accounts

  • Earn a great rate of 5% AER (fixed for one year) on balances up to £1,000. After one year, 1% AER (variable) applies. Balances over £1,000 earn 0.10% AER (variable).
  • PLUS your chance to win a VIP trip to Italy and tickets to the 2010 ITALIAN FORMULA 1 GRAND PRIX*. Prize draw rules apply. Closing date 7 March 2010.
  • Get a Visa debit card making it easy to shop online and in the high street.
  • You can have access to your account 24 hours a day using internet and phone banking as well as access to any Alliance & Leicester branch. You must have internet access to see your statements.
  • Get a 0% EAR typical overdraft. If you use the overdraft we will charge 50p a day for up to 10 days each month, (up to £5 a month). There is a maximum overdraft limit of £2,000.
  • Get an exclusive linked PlusSaver.
  • It is easy to move your account when you use our Switching Service. Our dedicated team will move your existing direct debits, standing orders and salary to your new account and look to match your overdraft limit (depending on your circumstances) if you had one.
  • Visit prem21.co.uk to find out what happened at our Celebrity Master Classes.

AER stands for annual equivalent rate and shows what the interest rate would be if we paid interest and compounded it (interest paid on interest) each year.
EAR stands for effective annual rate and is the amount of interest charged on an overdraft. The figure does not include any fees or charges.
Gross is the interest paid without taking off tax.

To be able to have a Premier 21 Current Account you must be aged between 16 and 20 and pay in your earnings. This could be your wages, allowances or other regular money that you may receive.
You need an e-mail address and access to the internet.


Compare current accounts

Current accountsCredit interest rate AER
Alliance & Leicester
Premier 21 Current Account 		5% (fixed)
(For balances up to £1,000)
Halifax
Expresscash		1.51% (variable)
Royal Bank of Scotland
Revolve Account		1.50% (variable)
Barclays
Young Person's Account		0.10% (variable)

AER stands for annual equivalent rate and shows what the interest rate would be if we paid interest and compounded it (interest paid on interest) each year.
EAR stands for effective annual rate and is the amount of interest charged on an overdraft. The figure does not include any fees or charges.
Gross is the interest paid without taking off tax.

Competitor rate source: moneysupermarket.com 15 May 2009
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Earn 2.75% gross p.a./AER (variable), plus no withdrawal penalties.

Important Information

Plain English approved Crystal Mark 16853
†Our phone lines are open from Monday to Friday between 8am and 9pm and Saturday 8am to 6pm. Calls are free from UK landlines, but calls from a mobile phone may be different.

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