Market Leading Credit Interest Rate

• Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. After one year, 1% AER (variable) applies. Balances over £2,500 earn 0.10% AER (variable).

Your chance to win

• Switch today for your chance to win a VIP trip to Italy and tickets to the 2010 ITALIAN FORMULA 1 GRAND PRIX*. Prize draw rules apply. Closing date 7 March 2010.

Premier Regular Saver

• Get a great rate on your savings, earn 6% gross p.a. /AER fixed for one year with a Premier Regular Saver when you move your banking to us using our Switching Service.

Fee Free Overdraft for 12 Months

• 0% EAR typical overdraft. No usage fees on arranged overdrafts for 12 months from when you open the account (new customers only). A usage fee of 50p a day (up to £5 a month) applies after that. Maximum overdraft limit is £2,000.

Free Switching Service

• Switching is easy when you use our Switching Service. Our dedicated team will move your existing direct debits, standing orders and salary to your new account and look to match your overdraft limit (depending on your circumstances).

24 Hour Servicing

• You can have access to your account 24 hours a day using internet and phone banking as well as access to any Alliance & Leicester branch and over 12,000 post offices™ across the UK.

Exclusive Range of Account Benefits

• Benefits include annual worldwide travel insurance up to age 79, exclusive health benefits, identity protection and help with lost cards.