Premier Current Account

"A fantastic account with a brilliant switching experience"
Premier Current Account customer review
Keith, London

What do you get with a Premier Current Account?

Switch your account to us and receive £100 cashback.

0% EAR typical overdraft.
No usage fees for
12 months.

Free annual multi-trip European travel insurance.

Free Switching Service.

Get great benefits with our current accounts

£100 cashback when you apply and move your banking to us using our Switching Service. Conditions apply. (See note 1 below).
0% EAR typical overdraft. No usage fees on arranged overdrafts for 12 months from when you open the account (new customers only). A usage fee of 50p a day (up to £5 a month) applies after that. Maximum overdraft limit is £2,000.
Free annual multi-trip European travel insurance worth up to £60 (upper age limit of 65 applies).
PLUS your chance to win a VIP trip to Italy and tickets to the 2010 ITALIAN FORMULA 1 GRAND PRIX*. Prize draw rules apply. Closing date 7 March 2010.
Earn 0.50% AER (variable) on balances up to £2,500 and 0.10% AER (variable) on balances over that amount.
You can have access to your account 24 hours a day, using internet and phone banking as well as access to any Alliance & Leicester branch.
It is easy to move your account when you use our Switching Service. Our dedicated team will move your existing direct debits, standing orders and salary to your new account and look to match your overdraft limit (depending on your circumstances).
Exclusive access to a linked PlusSaver account and the Santander Zero Credit Card (depending on your circumstances).

¹To qualify for this offer you must switch all your direct debits and pay at least £500 from a non-Alliance & Leicester account into your account with 11 weeks of opening the account.

AER stands for annual equivalent rate and shows what the interest rate would be if we paid interest and compounded it (interest paid on interest) each year.
EAR stands for effective annual rate and is the amount of interest charged on an overdraft. The figure does not include any fees or charges.
Gross is the interest paid without taking off tax.

To be able to have a Premier Current Account, you must be over 21 and pay at least £500 into your account every month (or fees may apply). Cash, cheques and your salary all count towards this monthly amount, and they can be spread out over the month.

Apply now

Compare current accounts

Current accounts	Credit interest rate AER (variable)	Overdraft interest rate EAR (variable)
Alliance & Leicester Premier Current Account	0.50% (For balances up to £2,500 and variable for one year)	0.00% ^{(Interest free for first 12 months)}
Royal Bank of Scotland Interest-Paying Current Account	0.10%	19.24%
NatWest Current Plus Account	0.10%	19.24%
HSBC Current Account	0.00%	19.90%

Competitor Rates Source: moneysupermarket.com – 16 January 2009

Use our current accounts calculator to see how much better off you could be with one of our current accounts.

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Important Information

Plain English approved Crystal Mark 16852

^†Our phone lines are open from Monday to Friday between 8am and 9pm and Saturday 8am to 6pm. Calls are free from UK landlines, but calls from a mobile phone may be different.