Investments
Your money, working the way you want it to
We offer a range of investments tailored to suit you, supported by a dedicated financial advice service.
Guaranteed Investment Plans
Your money works hard...but you can relax, your capital and a minimum return at maturity are guaranteed. Invest in a fixed term Stocks and Shares ISA or Direct Share Plan provided by Santander ISA Managers Limited.
Super Flexible ISA
Take advantage of our best tax free savings rate with a Santander cash ISA, when the same amount or more is invested into a separate qualifying investment product from Santander.
Super Flexible ISA
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Take advantage of our best tax free savings rate with an Alliance & Leicester cash ISA and investment growth potential with a Super Flexible ISA, when the same amount or more is invested into a seperate qualifying investment product from Santander*.
Features and benefits
- Flexible access to your money in branch, online and by telephone.
- Cash transfers in allowed.
- Save from £1 up to your annual Cash ISA limit, when you pay the same amount or more into a separate qualifying investment.
- Further subscriptions into a Super Flexible ISA are allowed, providing you pay the same amount or more into a separate qualifying investment.
- If the investment is closed within 12 months, Super Flexible ISA will become a Flexible ISA paying a variable rate, excluding the minimum rate guarantee and base rate tracker (currently 0.50% AER tax free).
- If the Bank of England base rate changes during the first 12 months, your interest rate will change on the 1st of the following month.
- For UK residents aged 18+.
- Interest is calculated daily and paid annually on 1 March.
- We may withdraw or change products, rates or offers at any time.
- Rates are correct as at 02 June 2010.
*Qualifying investments include all on sale single premium investments available from Santander. This includes the Premium Investments, Portfolio Investments, limited offer Capital Guaranteed product ranges and excludes
. Please ask an advisor for more information on qualifying investments.
For Further Information:
Our financial advisors are trained to help you understand your investment and protection needs, so why not make an appointment for a financial review.
Call us on 0800 100 3692 to make an appointment with a financial advisor in your local branch.
Alternatively let us call you to make an appointment in your local branch at a time that suits you.
Savings products summary
Super Bond (Limited offer)
Discover short term savings from Alliance & Leicester and investment growth potential, over 3 ¾ years or more with an investment product from Santander. Our highest bond rate is available when you put the same amount or more into a seperate qualifying investment product from Santander*.
Super Bond (Issue 21)
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Discover short term savings from Alliance & Leicester and investment growth potential, over 3 ¾ years or more with an investment product from Santander. Our highest bond rate is available when you put the same amount or more into a seperate qualifying investment product from Santander*
Features and benefits
- You can’t add to your Super Bond balance so pay in as much as you can at the start.
- You can access your super balance at any time without charge by closing your Super Bond. No partial withdrawals allowed.
- There’s a range of qualifying investment products to choose from to meet your needs. See details below.
- Minimum £1 and maximum £2 million investment into Super Bond. Minimum deposits for the qualifying investments vary depending on the chosen product. See specific product details for full details.
- Super Bond (Issue 21) matures 1 July 2011.
- This product is only available when you pay the same amount or more into any qualifying investment product. If you cancel the investment product or if the same amount or more is not invested into any qualifying investment product, you will no longer qualify for the enhanced rate.
- Interest can be paid either on maturity or monthly on the 1st day of the month.
- Full closure is allowed without notice or penalty. Partial withdrawals are not allowed. A partial withdrawal will result in the closure of the Super Bond and the account will revert to an Instant Access Account.
Savings products summary
*Qualifying investments
Choosing the right investment for your own individual needs can be a challenge. However, with the right advice and a wide range of products, you can come out more knowledgeable and with peace of mind that your money is working the way you want it to.
The table below details the qualifying investment products available. For more information on these products please speak to a financial advisor in branch.
| Open Ended Investment Companies (OEICs) – provided by Santander ISA Managers Limited. |
£500 or more when you start the investment. |
There is no fixed term, however you should consider an investment of this type to be for the medium to long term, ideally five years or more. |
Invest as a one-off lump sum to give your money a chance to grow.
Capital and income values may go down as well as up and are not guaranteed. You may not get back the money you invested. Each fund will have specific risks, details of which are in key features available from a Financial Advisor in branch.
An Alliance & Leicester Financial Advisor will be able to provide you with details of the OEICs available. |
| Guaranteed Growth Plan & Guaranteed Capital Plus provided by Santander ISA Managers Limited. |
Minimum investment £1,500. |
Either 3 ¾ or 5 ½ year fixed term(s). |
The potential for your money to grow with the safety of a money-back guarantee and a minimum return if held until the end of the term.
Early withdrawal is allowed, but is very likely to result in the customer getting back less than their original investment.
An Alliance & Leicester Financial Advisor will be able to provide you with details of the guaranteed products available.
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| Premium Investments provided by Santander Portfolio Management UK Limited. |
Minimum investment £50,000. |
Our elite, personalised investment service for the high value investor. |
Whether you choose to invest for growth or income the fund management aim is to deliver consistent, sustainable performance.
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For Further Information:
Our financial advisors are trained to help you understand your investment and protection needs, so why not make an appointment for a financial review.
Call us on 0808 100 3692† to make an appointment with a financial advisor in your local branch.
Alternatively let us call you to make an appointment in your local branch at a time that suits you.
Alternatively let us call you to make an appointment in your local branch at a time that suits you.
Santander Child Trust Fund provided by Family Investments
The Santander Child Trust Fund provided by Family Investments is an easy and effective way of investing for the years ahead. It’s a flexible, easy to manage account that could make a really big difference to your child’s future.
Portfolio Investments
Invest in the stock market the simple way with Portfolio Investments (OEIC funds from Santander ISA Managers Limited).
ISAs
Find out how an Individual Savings Account can earn you a higher return on your money, with tax-efficient savings from Santander ISA Managers Limited.
ISAs
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Find out how an Individual Savings Account can earn you a higher return on your money, with tax-efficient savings from Santander ISA Managers Limited.
Features and benefits
- Start with a lump sum of £500 or £25 a month.
- Invest up to the annual ISA allowance* in a stocks and shares ISA each tax year.
- A range of funds to choose from to suit your individual needs.
- Invest for income, growth or both.
- The favourable tax treatment of ISAs could be subject to future statutory change. Your capital and returns are not guaranteed. This means the value of your investment and level of income may go down as well as up, so you may not get back all you invested.
- You can invest your money for as long as you like, ideally a minimum of five years, or longer. Exchange rate variations may cause the value of overseas investments to increase or decrease.
- These minimums relate to Portfolio Investments.
Our advisors are trained to help you understand your investment needs so why not make an appointment for a financial review.
Call us on 0808 100 3692† to make an appointment with a financial advisor in your local branch.
Alternatively let us call you to make an appointment in your local branch at a time that suits you.
Alternatively let us call you to make an appointment in your local branch at a time that suits you.
*If you are aged over 50 or over by 5 April 2010 your annual ISA allowance is £10,200. If you are aged under 50, the limit is £7,200 this tax year.
Premium Investments
Premium Investments is our elite, personalised investment service for the high value investor. This specialist service, provided by Santander Portfolio Management UK Limited, gives you access to expert, individual advice for long-term growth or income. The funds are actively managed by Santander Asset Management UK Limited who utilise the expertise of some of the best fund managers from around the world.
†Our phone lines are open Monday to Friday between 8am and 9pm and Saturday between 8am and 4pm. Calls are free from UK landlines, but calls from a mobile phone may be different. Calls are recorded and may be monitored for security, quality control and training purposes. Booking representatives can book appointments at the customer’s local branch but do not have access to any customer details and are unable to provide product information.