Personal loans

Our loans are perfect whether you are looking to buy a new car or just treat yourself - you could also save over £600 when compared to other loans out there.

Personal loans calculator

Amount you'd like to borrow (£)

Repayment term (months)

Our unsecured loans cost you less! Apply online, by phone or in branch

Our personal loans are available to both new and existing customers
Our typical rate is 7.9% APR for personal loans between £7,500 and £15,000
Don't forget our optional personal loan protection could cover your repayments if you can't work due to illness, accident or unemployment
You'll find our online loans application form both easy to use and completely secure. It takes about 10 minutes to complete and in most cases we'll get a decision to you within the hour

Apply online

If you are looking to borrow a larger amount or spread your payments over a longer period perhaps a secured loan would better suit your needs.

Compare our personal loans with other banks

This table is based on a new customer taking out a personal loan of £7,500 (without insurance) for a term of 60 months¹

Bank	APR typical	Monthly cost	Total payable	Saving
A&L	7.9%	£150.87	£9,052.20
Nationwide BS	8.9%	£154.08	£9,244.80	£192.60
Egg	9.9%	£157.57	£9,454.20	£441.60
Black Horse	10.9%	£160.80	£9,648.00	£595.80
NatWest	10.9%	£160.91	£9,654.60	£602.40

Source of competitor data: Moneyfacts.co.uk - the money search engine 27.06.2008

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Premier Direct Current Account

Earn 8.50% AER (fixed for one year) on balances up to £2,500 and 0.10% AER (variable) on balances over that amount.

Car insurance

One year's cover FREE if we can't beat your existing renewal quote (minimum premium and conditions apply)

Alliance & Leicester Credit Card

0% p.a. on any balances transferred in the first 12 months from the date your account is opened (3% handling fee applies)

7.9% APR is our typical rate for loans £7,500 - £15,000 entered into through this source. We will review your past credit history and other personal details and the actual rate we offer may be higher depending on our assessment of your personal circumstances and financial behaviour.

†Lines Open: Mon-Fri 8am - 8pm, Sat & Sun 9am - 6pm. Calls are free from UK landlines although call charges may vary from mobile phones. Calls are recorded and may be monitored for security, quality control and tracking purposes.
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