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How to apply
Call us on 0800 051 5584† quoting ref: 5305
8.0%
APR Typical*
for loans £7,500
     - £14,950

Personal Loans

Loans are provided by Abbey National plc and are great whether you are looking to buy a new car or just treat yourself - you could also save over £810 when compared to other loans out there.

Personal Loans calculator


Unsecured loans cost you less! Apply online, by phone or in branch

  • Personal Loans are available to both new and existing customers.
  • Typical* rate is 8.0% APR for personal loans between £7,500 and £14,950.
  • Don't forget optional Personal Loan Payment Protection Insurance could cover your repayments if you are unable to work due to accident, sickness, unemployment or if you leave work to become a carer for an immediate family member. It also includes life cover, so if you died the outstanding balance of your Personal Loan could be paid, up to a maximum of £30,000.
  • You'll find our online loans application form both easy to use and completely secure. It takes about ten minutes to complete and in most cases we'll get a decision to you within 24 hours.

Abbey is changing its name to Santander
As of 11 January 2010, Abbey National plc will change its name to Santander UK plc. Prior to that date, the Santander brand will be used for Personal Loans and will appear on the application form and some of the documentation you will receive. Please be aware that the Santander brand will not be used for Personal Loan Payment Protection Insurance until 11 January 2010.



Compare Personal Loan with other banks

This table is based on a new customer taking out a personal loan of £7,500 (without optional insurance) for a term of 60 months.


ProviderAPR typical*Monthly costTotal payableSaving
Abbey8.0%£151.07£9,064.20 
Post Office9.9%£157.43£9,445.80£381.60
Marks & Spencer Money9.9%£159.92£9,595.20£531.00
Lloyds TSB11.3%£162.31£9,738.60£674.40
NatWest12.9%£167.60£10,056.00£991.80

Source of competitor data: Moneyfacts.co.uk - the money search engine 05.10.2009

Customers who bought this product also bought...
Premier Current Account
Free annual multi-trip European travel insurance worth up to £60 (upper age limit of 65 applies).
Car insurance
Free UK Total Superservice breakdown cover worth £66.
Santander Zero credit card
The only card in the UK that charges you zero usage fees. Typical 18.9% APR (variable).

*8.0% APR is our typical rate for loans £7,500 to £14,950 entered into through this source. We will review your past credit history and other personal details and the actual rate we offer may be higher depending on our assessment of your personal circumstances and financial behaviour.

†Phone lines are open from Monday to Friday between 9am and 8pm and Saturday between 9am and 6pm. Calls are free from UK landlines, but calls from a mobile phone may be different. Calls are recorded and may be monitored for security, quality control and training purposes.

Important information

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