Alliance & Leicester mortgages

Looking to change your mortgage lender?

The main reason for changing your mortgage lender to Alliance & Leicester may be to get a better mortgage deal and save money. By looking at remortgaging your house with Alliance & Leicester, you could reduce your monthly payments or take advantage of any equity in your home to release extra cash.

Is it difficult to change mortgage lender?

It’s a common perception that to change your mortgage lender is complicated. However this perception is often misplaced because remortgaging is actually easier now than ever before. When you change your mortgage lender, we make the process as easy as possible.

Before you apply for your mortgage, our mortgage borrowing calculator can help to give you a rough guide of how much you can borrow, based on the information you supply. You could remortgage the exact amount remaining on your existing mortgage, or you could borrow more to take advantage of any equity in your home. Please note that all our mortgages are subject to status and valuation, and available to UK residents only aged 18 or over.

After you have received your mortgage quote and chosen the mortgage that’s right for you, you can start the application process. When you change your mortgage lender, we arrange a valuation of your home and will also take care of the legal work required, usually at no cost to you.

You will need to be aware that when you change your mortgage lender, you may be required to pay early repayment charges or any previous benefits received from your existing lender.

Choosing the right remortgage for you

Alliance & Leicester have mortgage deals for remortgaging. If you are looking to change your mortgage lender we offer different types of mortgage to suit a range of circumstances and needs.

Discount mortgages
Fixed rate mortgages
Flexible mortgages
Base rate tracker mortgages